Why Critical Illness is more important than ever…. (not just for the older generations).

Written By Kristin Jubinville

Colorectal Cancer Isn’t Just for Seniors Anymore — And Why Critical Illness Insurance Matters Now More Than Ever

When we think of colorectal cancer, many of us picture it as something that affects older adults. It’s long been associated with individuals over the age of 50, and routine screenings are often recommended for those nearing retirement age.

But that’s no longer the whole story.

📈 Colorectal Cancer Is on the Rise — Especially in Young Adults

Colorectal cancer is now the 4th most diagnosed cancer in Canada. And what’s even more concerning? The growing number of young adults being diagnosed under the age of 50.

In recent years, more and more individuals in their 20s, 30s, and 40s have been hearing the words no one ever wants to hear: “You have cancer.”

This is happening during a time of life when people are:

  • Building careers

  • Raising young families

  • Paying off student loans or mortgages

  • Managing day-to-day financial responsibilities

A cancer diagnosis in these years doesn’t just disrupt health — it disrupts income, plans, and financial stability.

💡 How Would You Handle a Diagnosis — Financially?

It’s not something we like to think about, but it’s important to ask:

If you were diagnosed with colorectal cancer (or any other serious illness), would you be financially prepared to take time off work?
Would your savings be enough to cover:

  • Monthly bills

  • Out-of-pocket treatment costs

  • Travel for specialist care

  • Childcare while you’re undergoing treatment?

🛡️ Critical Illness Insurance: A Smart Safety Net

Critical Illness Insurance is designed exactly for this kind of unexpected life moment.

It provides a lump-sum, tax-free payment if you're diagnosed with a covered condition like cancer, heart attack, or stroke. This money can be used however you need — no receipts, no limitations:

  • Pay your rent or mortgage

  • Replace lost income

  • Focus on healing without financial stress

And here's the key: You need to apply for it before you get sick. The younger and healthier you are, the more affordable the premiums tend to be.

✅ Why Now?

With colorectal cancer cases rising in young adults and life already expensive, having a financial plan that includes Critical Illness coverage is a powerful step toward protecting your health, your income, and your peace of mind.

You insure your car. You insure your phone.
But your ability to earn an income? That’s your greatest asset — and it’s worth protecting.

📩 Ready to Learn More?

If you’re interested in learning how Critical Illness Insurance can fit into your overall protection plan, I’m here to help. Whether you're self-employed, working full-time, or somewhere in between — we’ll talk about what makes sense for you. Whether for you and your family, or even protection in a business setting - Critical Illness Insurance is here to provide peace of mind.

Reach out today for a personalized quote or to ask questions — no pressure, just a conversation.

Stay informed. Stay protected. Your future self will thank you.

#ColorectalCancerAwareness #CriticalIllnessInsurance #YoungAdultsAndCancer #FinancialWellness #SmartProtection #IncomeProtection #InsureYourHealth

https://cancer.ca/en/cancer-information/cancer-types/colorectal/statistics

https://www.today.com/health/womens-health/woman-colon-cancer-symptoms-dismissed-rcna219654

Kristin Jubinville